Here’s One of the Most Important Secrets To Wealth and Success You Could Ever Learn!…”
Cuma, Nisan 17th, 2009
“… the first step is what counts. First beginnings are
the hardest to make and as small and inconspicuous as
they are potent in influence, but once they are made,
it is easy to add the rest.” – Aristotle.
Dear Friend,
If you were to study and analyze people who have built
true wealth for themselves, you’d find some common ‘Success
Factors’ that are true in virtually every case.
I’m talking about people who have mastered what it takes
to build, maintain, and grow true wealth.
There’s a lot that can be said about building,
maintaining, and growing wealth. But, I want to share the
main basics with you right now. Because mastery of anything
is as much about mastering the basics as it is anything
else.
What you’re going to read about in this report are the
undeniable factors for building true wealth.
These concepts have been proven by millions of people
throughout history. And they will ALWAYS be the most
important factors for building and sustaining true wealth!
You may think you already know some or even all of them.
But, if you don’t live by these factors… if they aren’t a
part of your life each and every day, week, and month, then
you don’t know them as well as you think you do.
That means, you’re overdue for a refresher. So, you
should be glad you got this when you did.
Now, to start off, there’s an important concept you need
to understand.
It comes from the world of marketing and advertising.
Imagine you had a little business of some sort and you
were looking to grow that business by doing some
advertising.
Well, if you looked at what the big companies like Ford,
Coca-Cola, or Microsoft are doing, you might think
something like this…
“Hmmm. I want to make lots of money like those companies
do. So, I guess I should do the same thing they’re doing.”
Makes sense so far, right?
But, there’s a big problem with that theory.
You see, those companies make millions and millions of
dollars every year. They can afford to spend millions of
dollars for a single 30-second TV commercial during the
Super Bowl.
If you tried to ‘do the same thing they’re doing now’,
you would end up in the poor-house in a jiffy.
You couldn’t end up any farther away from your goal than
this. You wanted to make millions and instead ended up in
the poor-house. That’s 180 degrees away from where you
‘thought’ you’d end up.
In other words, you wanted to go up in money and ended
up going down! I’d say that’s a pretty good example of
going 100% in the wrong direction!
Wouldn’t you agree?
See, the problem is that the secret is not to ‘do what
they’re doing now’. The secret is to…
Do What They Did Before That Got Them
To Where They Are Now!
Does that make sense?
In other words, don’t do what they’re doing now. Do what
got them to this point in the first place.
Do what they did when they were first starting out.
Obviously whatever they did in the beginning works
extremely well. Because it’s responsible for getting them
to the point they’re at now.
Now, at this point, they can afford to spend millions on
advertising.
So, the important lesson here is to do what got them
there in the first place. Not necessarily what they’re
doing NOW!
Make sense?
Well, in the world of building wealth, the same concept
applies.
The secret is not necessarily to do what the rich are
doing now…
The Secret is To Do What Made
Them Rich In the First Place!
It is the things that helped them get rich in the first
place that I want to share with you in this report.
Now, there are what I call 4 main ‘success factors’ that
are necessary for you to master if you want to build true
and lasting wealth for yourself.
I recommend setting a goal to improve in each of these
areas in the coming year.
If you do (and if you do it consistently) I can promise
that you will be a lot farther along toward the wealth you
desire, then you are right now!
In fact, if you improve in each of these areas enough,
you will have set the foundation in place for achieving
whatever level of financial success you want!
That’s pretty exciting isn’t it?
Ok, so listen.
Virtually ALL wealthy people mastered each of these
factors and that is why they now get to live the kind of
lives they live.
To do this…
The Game Is Really About
Mastering Yourself!
You’ll discover just how true this is as you begin
taking actions to improve in each of the areas we’re going
to talk about.
Remember, this is especially true when you are first
getting started on your journey to wealth.
Enjoy this special report!
Yours for Wealth and Success,
Jason Oman
The 4 ‘Success Factors’ for True Wealth!
The first thing almost all wealthy people mastered (and
that YOU should set a goal to improve in) is that they have
control over their spending.
I know. I know.
You’re thinking that if you just had more money, then
you wouldn’t need to worry about how much you spend.
Because then you’d have more than enough and wouldn’t have
to worry about it, right?
Well, the way to have more money is to keep more money.
The old saying is 100% true…
“It’s not how much you make that matters…
What matters most is how much you keep!”
Although it may be true that wealthy people can now buy
big houses, nice cars, and expensive things…
The truth is that (in most cases) they didn’t do that
kind of stuff when they were first starting to build wealth
for themselves.
Remember, it’s not about what they’re doing now, it’s
about what they did before to get to the point they’re at
now!
In the process of building their wealth in the beginning
these people were smart enough to not waste money by
spending any more of it than they needed to.
They made the effort to control themselves well enough
so they would only spend money on things that were
absolutely necessary. And to try and keep as much of their
income each month as they could.
Because every extra dollar of income you keep each month
is another dollar that could (and should) be invested
toward building wealth for yourself.
In the real estate world there’s a concept called
“highest and best use”.
Highest and best use refers to a piece of land or a
building and thinking about how you can make the maximum
amount of money with it.
So, for example…
If you had a 4 bedroom house, you could rent it out to
one family for let’s say $1,000 per month.
(Obviously this depends on where the house is located
and what city it’s in, etc. But, just go with this example
for the sake of the lesson.)
But, if you were to instead rent out each bedroom
separately to separate individuals you could possibly rent
each bedroom out for $300 each. That means you’d now make
a total of $1,200 per month.
So, instead of just $1,000 you could apply the ‘highest
and best use’ concept and make an additional $200 per month
(20% more). That’s $2,400 per year in extra income from the
same piece of property!
Of course, that’s just one example. It’s also possible
to take things even further in some cases.
For example, if it was located some place where it made
sense, you could possibly bull-doze the house and get rid
of it. Then build an office building instead and make even
more money from that very same piece of land!
Or taken to the extreme…
Maybe you could even build a multi-million dollar
skyscraper on that piece of land and make hundreds of
thousands of dollars or more each year from it!
Ok, that might be going a little wild. But, you get the
idea, right?
The point is that when you use the ‘highest and best
use’ concept you can find out how to maximize your profits
on whatever it is you’re thinking about.
Well, along those same lines, and since we’re talking
about controlling the money you make each month think about
this for a minute.
Let me give you a magical question that I’ve never seen
in ANY book on success or wealth before…
What is the highest and best use of every dollar
you have (or can get) control of?
Just imagine what could happen to your financial future
if you lived by the answer to that question!
What if you lived by that concept on every dollar you
made from this day forward?
What if you could turn each dollar you made into a seed
that could be turned into a big, tall money tree for you?
See, what most people just don’t understand is that
every dollar counts!
Every dollar matters.
Every dollar you make in income if spent is gone
forever. You’ll never see it again.
But, if you ever want to be worth a lot of money, then
you need to keep more of the money you make instead of
losing it through unnecessary spending and making it
disappear forever!
If you have an apple and throw it away, it’s gone
forever. But, if you take the seeds out and plant them you
can grow enough apples to feed a whole family. Or maybe
even a whole village.
Does that make sense?
Let me tell you a story about one of the richest men
who’s ever lived.
This story and excerpt is from the book The Five Rituals
of Wealth…
John D. Rockefeller, Jr., one of the wealthiest men in
America, once made a collect call from a pay phone that
failed to return the money he had put in.
He called up the operator, who asked for his name and
address so that the money could be mailed to him.
Rockefeller began, “My name is John D.- Oh, forget it,
you wouldn’t believe me anyway.”
This is a man who financed the Rockefeller Center in New
York City and established many charitable foundations. He’d
inherited billions from his father John D., Sr., but he
still knew the value of a dollar.
If someone who is this fortunate habitually controls his
outgo by watching his expenses that closely, maybe there’s
a lesson to be learned.
The Rockefellers have remained a prosperous family for
the last hundred-plus years because they make it a priority
to teach the lessons of wealth and responsibility to their
kids.
As a third-generation Rockefeller, John D. III knew this
principle very well. He wouldn’t just give his children
their allowances, he would sit down with them and teach
them how to direct the money properly.
His daughter Alida recalls, “My father would sit down
with me, and I got fifteen cents to spend, fifteen cents to
save, and fifteen cents to give away……It was our ritual.”
So, the first ‘Success Factor’ of the Rich is to limit
your outgoing money.
It is extremely important for you to develop the habit
of keeping and saving more of the money you make.
Because if you really think about it…
Wealth Is Really Nothing More Than
the Accumulation of Money and Assets.
You want to keep more of your money so you have the
option to do something that matters with it.
Instead of the alternative, which is to let every dollar
get lost forever and leave you with no options at all!
Success Factor #1: Control Your Spending and Keep More of
the Money You Make Each Month.
Whatever you have to do and however you have to do it,
just start paying more attention to your spending habits
and try to get better at keeping more of your money each
month.
No matter what it takes, just make this an area you will
focus on improving over the next 12 months.
The next ‘Success Factor’ that goes hand-in-hand with
the first one is that you need to reduce and even
completely eliminate your consumer debt.
Credit cards, car payments, mortgages – all of this
drains your income each month and leaves you high and dry
with nothing left over at the end of the month.
Consumer debt not only drains your income this month,
but next month hasn’t even happened yet and a chunk of the
money you’ll make next month is already accounted for.
Your Own Money Is Already Accounted For
By Someone You Don’t Even Know!
The credit companies!
Think of it this way…
Each week you go through the time and effort to get up,
get dressed, drive to work, and do what you have to do to
earn your paycheck.
But, a lot of that time and effort is you slaving away
just to put money into the pockets of the people at the
credit card and financing companies!
They’re getting rich and living the good life off all
your hard work and effort…and YOU are the one who’s making
it happen! All because of the way you habitually spend
money and use credit.
See, when you have consumer debt, people you don’t even
know are turning you into a 20th century slave and putting
you to work just so they can live their own dreams!
In the old days Kings, Queens, and Slave Owners made
human beings bust their butts working to the point of pain,
blood, and even death just so those rich people could live
and enjoy being ‘lazy in luxury’.
Don’t be a slave for others by putting yourself into
debt with them.
Start controlling your spending and keeping more of your
money. Then when you need something you’ll be able to pay
for it in cash without having to turn yourself into a debtslave
to someone else.
So, there’s really two parts to this equation:
First, control your spending and keep more of your money
each month. (Success Factor #1)
Second, start right now to reduce and soon completely
eliminate any consumer debts you have. (Success Factor #2)
If you do both of the above, then you will indeed be
able to pay for the things you need with cash and not have
to go any further into debt.
I know this may be hard for you to imagine at this
point. But, just go with me on this for a moment.
Imagine this scenario…
What if it was possible to keep just 10% of your money
each month…
And,
What if you could also keep all the money that is
getting spent on your mortgage, car payment, and credit
cards?
How much extra money would you have at the end of each
month if you kept 10% of your monthly income AND you also
could keep ALL the money that is now going out to pay for
consumer debts?
How much money would that be if you could do that?
I’m serious here.
You should take the time to figure out what this total
amount would be. Do that right now.
Now, whatever amount that is, imagine if you kept that
amount of money each month in a savings account or under
your mattress and it added up one month after the next.
After just 4 months or so, how much money would it add
up to?
Do you see how it’s possible to pay cash for the things
you need when you have money available like that?
So, start working towards controlling your spending, not
going any further into debt, and also to start reducing and
eliminating any of the consumer debts you DO have.
We didn’t even talk about how badly compound interest is
working against you on all your consumer debt. But, believe
me, it’s something you want to stay FAR away from!
Now, at this point, you may be thinking something like,
“Well, that’s great, Jason. I understand what you’re
saying. But, I really don’t see how the heck I can start
doing what you’re talking about.”
Don’t worry. I’m not going to leave you without the
resources you need to do this…
Believe it or not, you can actually pay off all your
debts, including your mortgage, in just a few years!… If
you know how to do it!
In fact, you can even do it without having to pinch
pennies, get a second job, or cut back your spending in any
way!
A friend of mine, Leo, shows people how to do it all the
time.
If you want to learn how and get the plan of action you
need so you can finally tackle your debts once and for all,
here’s a special link for you so you can discover how to do
it.
http://www.JasonOman.com/debt_relief.html
Success Factor #2: Start Working On Reducing & Eliminating
All Consumer Debts!
Many people think that if they made more money their
money problems would go away.
However, history proves that when people get a raise or
a higher paying job, their expenses somehow magically
increase as well.
In other words, even though most people are making more
money now than they were 5 years ago, they’ve also managed
to still be living paycheck to paycheck.
How could this be?
Well, it’s because of the spending habits you have.
In the beginning of this report I mentioned that the
game is really a game of mastering yourself.
You see, most people have the habit of spending every
dime they make, using credit cards, and getting into more
and more consumer debt.
Well, just think about it.
If someone has habits like that, and they get a pay
raise, what do you think will happen as long as they don’t
change their spending habits?
That’s right. They continue doing things the way they
always have and next thing you know, that pay-raise they
got never seemed to make a difference at all.
Because their spending habits caused them to just create
more expenses for themselves to make up the difference.
Think about it for yourself.
Are you getting paid more money now than you were 5 or
10 years ago?
See if the scenario I just explained could possibly have
happened to you as well.
The reason I bring this up is because you first need to
master yourself when it comes to spending money before the
next Success Factor will make a difference for you.
The next ‘Success Factor’ is to work on increasing your
income.
But, increasing your income won’t make any difference
for you as long as you have habits that cause you to spend
every dime you make.
Because if you get more money in your hands and you turn
right around and spend that money too, then you’ll just end
up right back where you are now. (ie. without any extra
money left over to show for it.)
Now, once you get your spending under control then it
makes sense to work on creating more income for yourself.
Just imagine how much you would have at the end of each
month if you were able to keep:
• A percentage of the money you’re already making
• All of the money that is now going toward debt
And, on top of that, you started bringing in even more
money each month!
Think about how much money that could add up to each
month!
Imagine How Much Money You Could Accumulate
If You Did This Each and Every Month, Year After Year!
See, most people are just flat out short-sighted! And it
kills their financial future without them even realizing
it!
It’s like the word “accumulate” isn’t even in their
vocabulary when it comes to money and their income.
Many people lose sight of the fact that the years will
go by no matter what!
Just think about how fast the last 5 to 10 years of your
own life have gone by.
There are things that happened 5 or 10 years ago that
seem like they just happened a few months ago, right?
You see, time will go by whether you do what I’m talking
about or not. The only difference is where you will be once
that time passes. Because it will and does pass by!
Being in denial of this fact hurts a LOT of people!
You can’t stop time. It will keep going by no matter
what.
But, time isn’t a bad thing. In fact, time can become
your best friend if you do the right things while it’s
going by (ie. during the years that will pass by).
A lot of people just don’t think very far ahead at all.
We’ve all had times in our life where we’ve been too
short-sighted and it’s bitten us on the butt.
But, that was then and this is now.
It’s now time to think farther ahead and to start doing
some simple things now that will make a major impact on
your financial future.
In a minute we’re going to take this to the next level
and really start making some amazing things happen.
But, even if you just did what we’ve talked about so
far, and stayed consistent with it, you’d be light years
ahead of where you are now. Wouldn’t you agree?
Now, when it comes to increasing your income there are
literally thousands of things you can do.
But, each of them would really fit into just a few main
categories:
- Get a second job
- Ask your boss for a raise
- Go the Extra Mile at work so your boss ‘wants’ to
give you a raise.
- Start a business
- Etc.
I’ve studied wealthy and successful people through many
of my teenage years and through all of my adult life (a
total of over 15 years so far). And what I’ve discovered is
that the sharpest people who have become rich make money in
a very interesting and amazing way.
In the book Rich Dad, Poor Dad, Lesson 5 says “the Rich
Invent Money”.
In other words, we make money without having to punch a
time-clock to do it and often times it seems like we make
money almost like it’s right out of thin air.
In a sense, we know how to make money out of nothing.
Which brings up another quote from the Rich Dad books…
“One of the saddest things I see today is people
not knowing how to make money from nothing.”
- Robert Kiyosaki
In reality, the way we do it is that first of all we
know that there are ‘hidden’ opportunities everywhere.
Secondly, we know how to see opportunities for making
money that most people never even realize are there. The
kind of opportunities that may be right under your nose
right this very minute.
Obviously, this ‘skill’ gives us a major unfair
advantage when it comes to making money.
Did you notice the keyword I just said above?
The keyword is the word ‘skill’. Because that’s all it
really is. It’s just a skill you need to learn.
Best of all, (and believe it or not) it’s a skill that
anyone can learn.
In fact, (and by the way this is not a pitch for it at
all) I created a course that teaches people how to ‘invent’
money just like rich people do all the time.
I’m not going to explain everything here or talk much
about it because that’s not the main topic of this report.
But, if you want to learn more about it, simply click here.
The point is that this is the most powerful method I
know of for making more money and increasing your income.
Because it can be done without having to start a
business to do it and once you get good at it you can
basically make as much money as you decide to make by
repeating the process.
It’s the method used by almost every self-made
millionaire who’s ever lived and is responsible for most of
the fortunes that have ever or will ever exist.
That’s pretty powerful wouldn’t you say?
Success Factor #3: Work On Developing the Skill/s To
Increase Your Income!
So, imagine that you’re keeping more of the money you’re
already making, keeping all the money that is now going
towards debts, and you’re bringing in more money…
Put It All Together and
You’re On Your Way To Wealth!
There’s just one more thing you need to really set
things on fire…
The next step is to start turning that money into more
and more money and creating true wealth for yourself!
To do that, it’s all about investing as much of this
extra money as possible!
Now, for some people the topic of investing can seem
like a scary or risky topic.
But, it doesn’t have to be at all.
In fact, I recommend that one of the things you do right
away is to set up a system so that investing can happen
automatically without you even having to lift a finger to
do it!
This is called an AIP. It’s your ‘Automatic Investing
Plan’.
Many investment options (like one I use with Vanguard
for example) can actually be set up to automatically deduct
money from your checking account each month. That means you
can be investing money toward your future wealth without
even lifting a finger to do it!
How cool is that?
Think of it this way…
The more money you are systematically investing each
month, the faster your wealth can grow. Especially when you
factor in compound interest working for your benefit
(instead of having compound interest work against you like
it does when you have consumer debt)!
A company that was originally recommended to me by a
millionaire (and that I’ve had success with) is a company
called Vanguard. Their website is http://www.vanguard.com
So, just imagine what would happen if you made it a goal
to improve in each of these areas over the next 12 months!
First, you start controlling your spending better and
keeping more of the money you bring in each month.
Then you use a step-by-step process to eliminate all
your income-draining consumer debts.
Then you begin working on bringing in more money each
month.
Then you make sure to invest as much of that extra money
you now have each and every month.
Now all of that money can grow and turn into even more
money for you over time!
Plus, as all of that is happening you’re also continuing
to add more and more money into the investment/s each month
as well!
Put These ‘Success Factors’ Into Action and
You Will Begin Building the Kind of
Wealth Dreams Are Made Of!
Thanks for reading!
Your friend,
